Workers’ compensation and insurance

Question 47. Should volunteers be eligible for workers’ compensation at a Commonwealth level or is current state and territory coverage sufficient?

Question 48. In what ways, if any, should retirement provisions in Commonwealth workers’ compensation legislation be amended? For example, are any of the following approaches appropriate:

(a) removing all age based restrictions;

(b) removing all age based restrictions, but imposing benefit period or amount restrictions; or

(c) increasing the age at which compensation is no longer payable to age 67, except in certain circumstances?

Question 49. What other changes, if any, should be made to the Commonwealth workers’ compensation scheme to remove barriers to mature age participation in the workforce or other productive work?

Question 50. In what ways, if any, do age-based limitations and higher premiums for insurance policies for mature age persons act as a barrier to participation in the workforce or other productive work?

Question 51. In what ways, if any, should the insurance industry be regulated to address barriers to mature age participation in the workforce or other productive work? For example:

(a) Should insurance industry Codes of Practice be amended to encourage or mandate the removal or extension of age-based limitations on insurance policies?

(b) Should a regulatory framework be introduced to ensure that age-based limitations on insurance policies are appropriate?

Question 52. What other changes, if any, should be made to insurance laws to remove barriers to mature age participation in the workforce or other productive work?